I just got back from lunch. He was a quiet morning. Later, his captain and said: "We had losses." These words and the fear of immediate interest, which – they hope at least now we should, that this is their first experience i.? I do not know what to do now.
Method, "who, what, when and where" is a good starting point. Where did it happen, someone gets hurt? These are first-timers. If someone is injured, call thePlay the role of the scene as quickly as possible. Shall take measures to protect the area. If you are at the airport and avoid all information, clear fire / emergency airstrip. But before he is something when you should take a bag of disposable cameras in every pilot's flight time and / or the driver's seat pocket for the occasion. Location of the ship by drawing, scratching, or pools of liquid or other benefits.Always make sure that at least one shot of the identity number of an airplane or helicopter contains.
Then contact the agent. Some companies provide their contact details if you get the policy requirements. This information is an essential PDA, BlackBerry, iPhone or other. If part of the "Old School", point to that information, your Rolodex or file system. You can also ensure that, in order to keep aircraft safelyInformation on the offices of employees. When stored, it must be immediately available in case of loss. Like all the risks, now is the time to investigate the insurance papers.
There are two types of information – the frame loss or liability for the loss (or both). Start the simpler of the two.
File claim the loss of Hull –
It is often said that the metal complex to be solved much easier to bow the people. ForLoss of control over the body is the same information time to think about the first time – that an experiment in which the losses occur, a point was, the driver is lost when the accident occurred. The governor issued by the insurance company is a collector of facts and details, not the actual losses at the end decisive. They represent the owner / operator and the pilot series.
After the initial application requires more timePage. If you have another place, the driver is responsible for his recovery. The area of the accident, most contain added the cost of this component in the past. However, it is often covered by insurance. I could not of a society that is not covered to think, but only at the level of policy, the display will be the last word on the subject.
Be prepared for at least three competitive bids for repairs. Hisin the laboratory at home can be included by default, but must offer at least to repair the repair of an independent comparison of the other. This is a long-term standard, which means that if the repair costs exceed 70% of the declared value, the company can request that the ship is a total loss and pay an agreed value policy says. Therefore it is important that we underestimate the helicopter or airplane, in the hope of saving a few dollars apiece. As always rememberThe policy is the insured value of the sale price agreed with the insurance company losses. 70% rule is not flexible. I know that the fixed wing community, if the machine one or more traditional, in a position with the owner to repair the damage has to work, but also continue to pay what is sure to make corrections.
Applying for civil liability –
Part of the loan, the liability of a series of regulatory authority is greatestExperience and is useful to you. Insurance Company to defend if the application and in most cases the costs of their defense is not part of the accountability policy (but with limitations). Thanks to some moderation in the purchase limits are not the real solution to the legal fees and court costs are to swallow. Consider the area immediately to make payments to each injured person, without waiting forThe argument of the responsibility of a physician is usually limited to $ 3,000 $ 10,000. If not, the responsibility comes into play. Otherwise, their employees are not taken over by health insurance because it is something explicitly covered by the policy of "compensation" to employees.
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